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Why We Ride

The Affordable Housing Cause

Pedaling for Affordable Housing since 2003.

What Is Affordable Housing?

A home is affordable if payments plus taxes and basic utilities do not exceed 30% of a household’s gross income.

Unfortunately, far too many people in the United States do not have the financial means to rent or own a home that is affordable, safe, and durable.

Extremely Low-Income (ELI) individuals and families, whose income as at or below 30% of the median income in their area, often spend over 50% of their incomes on housing. This leaves them with few funds left over for basic nutritional, medical, and educational needs. According to the National Low Income Housing Coalition (NLIHC) 1 out of 4 rental households (11+ million households) in the U.S., fall into this category.

As the federal minimum wage has stagnated at $7.25 since 2009, it is increasingly difficult to keep pace with rising costs. To afford the national Fair Market Rent for a one-bedroom apartment, an individual would need to work 94.5 hours at minimum wage.

Because of rising costs, many families are relegated to homes that are inexpensive but considered physically inadequate. Such homes may lack access to basic utilities (e.g., electricity), or they may include units with structural deficiencies (e.g., handicap inaccessibility, poor insulation, and damaged roofs). These realities impact millions of homes across the country.

Our Approach

Pedaling for Affordable Housing

Bike & Build is so much more than just a yearly bike trip. From when riders sign up for a trip, to on the road, to post-trip impact, Bike & Build addresses affordable housing from many angles and throughout all aspects of our program.





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